In a time where inflation is through the roof, prices on almost everything doubled, tripled or quadrupled, everyone feels the pain. This world is in a weird spot and some of us have never seen anything like this before in our lives. The problem is that no one can tell us when it will ever stop or if the prices will ever come back down to what we were once used to. This right here is leaving a lot of people in a financial hole they feel like they can’t get out of.
The Question… Will you act like a victim or an attacker?
I see and hear victims almost on a daily basis. At work, on the soccer field, at the grocery store, all over social media and sometimes even in my own house.
I know you hear it too. Some say it passively as a joke “I’ll join or buy it once I win the lotto.” Insert any saying here… Most of these comments come from a victim mentality. The problem then is that the victim mentality leaves you with the feeling that you are not in control or that the world is out to get you and everyone is against you.
From Grant Cardone’s book, The 10X Rule, he states “it is impossible to do something positive when you are spending your time making excuses.”
An attacker on the other hand…
Believes that they are in control of their situations. They do not make excuses, they do not blame others for the situations in their lives. They grab life by the hair, kick it in the A$$ and make the best out of every situation that comes their way. Nothing will stop them.
With this mentality, your friends, family, coworkers and even your significant other might look at you like you are crazy. That’s fine. Let them feel that way and let them know you are not the victim but the attacker.
Back to the money
Being and feeling broke is not fun. Believe me, I have been there and I am still not “Rich” by any means.
It wasn’t long ago that I was a broke kid coming straight out of college without a pot to piss in. I moved to Colorado to follow my dreams of snowboarding in the Olympics until that all crashed on me when I tore my ACL for the second time. That left me on the couch doped up on painkillers searching for a job so I could put my degree to work.
From there, I found a job and moved out of my parents basement with a Ford Focus filled with everything I own. Not much fit in that car other than some clothes to put on my back, but here is what I did.
I got a job that paid. I lived in the cheapest apartment I could find. I didn’t have a bed. I didn’t have dishes or silverware to eat with. No computer, no TV, NOTHING but clothes. My friends and family were all now 10 plus hours away and it was all up to me to make it happen. Here are a few steps I took to get my money in order.
- I managed my income and expenses through a budget.
- I did not eat out and cooked my own cheap food. Breakfast, Lunch and Dinner.
- I saved every extra penny and cut out all the BS expenses.
- I tracked my spending every month.
- I worked my A$$ off to get a raise.
- I dreamed.
- I set goals.
- I didn’t take on any additional debt after I financed my first couch, bed and computer like an idiot.
- I took control of my situation and owned that sh!t to have a better future.
- I revisited and monitored my life to see where I could do better at all times.
You Can Do it Too
The ten steps laid out above are all things you can do as well. At first it might seem like a daunting list, but I can guarantee this stuff gets easier the more you do it and the more consistent you are with it. Realize nothing good comes without some work behind it and it never happens as fast as you actually want it to. You have to be patient, consistent and work your ass off (even when you don’t want to) to make any type of change in your life. OR… You can just be a miserable victim. The good part is that you and only you get to make that decision.
If you ever have any questions or would like to talk through your situation please hit me up.
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